128 bit cerificate: $849 from verisign $849/yr renewal $449 from thawte $399/yr renewal --------------- Verisign PayFlow Link service: Used to handle credit card transactions $179 setup fee $19.95/month up to 500 transactions a month $5 per transaction, 500 transactions = $2500 $17 per month to recoup setup fee $20 per month to pay off $37 per month in fees Maximum: $2460/$2500 = at best, 1.6% processing fee additional transactions are $0.10 each $4.90/$5.00 = 2% processing fee --------------------- Okay. Let's hypothesize we do 1 Thawte SSL cert. We don't actually need a cert for the transaction piece, since Verisign will be dealing with that. 128-bit for mail.vectorstar.net $449 $179 for payflow link $240 for 1 year of payflow link monthly fees ----- $868 for the year $72 - $73 per month 15 transactions of $5.00 per month yields $75.00 - we break even. Let's try it with two certs: $868 + 449 = 1317 for the year $110 per month 22 transactions at $5 per month yields $110.00 - we break even.